Here’s a list of all the mortgages we currently offer – and their different rates. You should bear in mind that mortgages can be withdrawn and interest rates can change at any time. You can see which ones are available for you with our 'Find the mortgage for you' tool.
For our mortgage comparison tool, please select:
Existing Mortgage Customer – If you have your mortgage with first direct already and are looking to make changes to it, such as borrow more money, or look at a new rate.
Remortgage – If you currently hold a mortgage with another lender and are looking to bring this to first direct .
First Time Buyer – If you have never been an owner of a residential property in the UK, or anywhere else in the world, and intend to occupy a property as your main residence. For joint applications, both customers must be first buyers to qualify for first time buyer products.
Home Mover – If you currently own your home and have a mortgage either with first direct or another provider, or you are looking to move and get a mortgage on your new home. You should also select this option if you don't currently own a property but have done previously.